10 kota teratas untuk kejahatan kekerasan 2022
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 TEMPO.CO, Los Angeles - Miami, siapa yang tak mengenalnya? Selebriti berbondong-bondong ke klub-klub di South Beach kemudian kembali ke rumah mewah mereka di Miami Beach dan Key Biscayne. Miami juga dikenal sebagai kota budaya, keuangan, dan perdagangan internasional. Namun, bergeserlah beberapa kilometer dari pantai eksotisnya. Krisis perumahan telah melumpuhkan perekonomian sebagian warganya. Wilayah ini merupakan salah satu kota dengan tingkat kejahatan dengan kekerasan di negara itu. Kemacetan adalah santapan sehari-hari warganya. Forbes mengelompokkannya dalam posisi teratas 10 kota paling memrihatinkan di dunia. Majalah kondang ini mengukur tingkat keprihatinan itu dengan Misery Index dikembangkan oleh ekonom Arthur Okun pada tahun 1960, yang menggabungkan pengangguran dan inflasi. Mereka menambahkan satu versi mereka: jumlah keluhan warganya. Mereka juga mempertimbangkan 10 faktor yang merupakan permasalahan umum kota besar, seperti kejahatan kekerasan, tingkat pengangguran, penyitaan, pajak (pendapatan dan properti), harga rumah, dan korupsi. Faktor lain yang dipertimbangkan adalah transportasi umum, cuaca, dan kepedulian kota pada tim olahraga. Tahun lalu, Stockton masuk dalam 10 kota yang paling menyedihkan di AS, namun kali ini 'lulus' dan ada dalam urutan ke-11. Posisi Stockton tertolong oleh harga perumahan yang makin stabil setelah penurunan 45 persen antara 2006-2008. Berikut ini ke-10 kota paling menyedihkan di AS berdasarkan penilaian Forbes, sebelum sampai ke 'neraka' Miami: 10. Warren, Michigan Pasar perumahan runtuh di wilayah metro Warren, yang mencakup Troy dan Farmington Hills. Harga rumah rata-rata turun 50 persen selama tiga tahun terakhir, penurunan terbesar kedua di AS setelah Detroit. 9. Rockford, Illinois Pajak perumahan di kota ini tertinggi kelima di AS pada tahun 2010. RUU pajak rata-rata adalah US$ 3.234 untuk nilai-nilai rumah US$ 136.000, atau tingkat 2,4 persen, 8. Toledo, Ohio Kota ini terjebak dalam skandal Departemen Kawasan terkait kecurangan dan korupsi. FBI dan Departemen Pembangunan Perumahan dan Perkotaan AS sedang menyelidiki kejahatan ini. Toledo menyimpan skor buruk terkait pendapatan dan tingkat pajak properti. 7. Fort Lauderdale, Florida Krisis perumahan paling memukul kota ini. Harga rumah terutama Pompano Beach dan Deerfield Beach menurun 50 persen sejak tahun 2006 hingga menyentuh harga US$ 183.000. 6. Chicago, Illinois Kota dengan angin kencang ini merupakan pusat budaya dan keuangan, tetapi penduduknya harus bertahan setiap hari dari kemacetan lalu lintas, pajak properti yang tinggi, dan musim dingin yang kadang sangat sadis. Waktu yang diperlukan untuk menjangkau tempat kerja rata-rata 31 menit, kedelapan terburuk di AS 5. Sacramento, California Sacramento satunya kota yang pro pada tim olahraga. Namun penyitaan di Ibu Kota California termasuk yang tertinggi dalam 10 tahun terakhir. 4. West Palm Beach, Florida South Florida telah lama ternoda oleh korupsi. Salah satu contoh terbaru, Jose Rodriguez, Wali Kota Boynton Beach, diskors bulan lalu oleh Gubernur Rick Scott, setelah dia ditangkap karena diduga menggunakan posisinya untuk menghalangi penyelidikan atas dugaan pelecehan anak yang melibatkan anak-istrinya. Harga rumah di daerah Palm Barat jatuh hingga 50 persen sejak 2006. 3. Flint, Michigan Flint meratakan 775 rumah pada Oktober 2011, demi mengubah lanskap kota. Negara bagian Michigan menunjuk seorang pelaksana tugas tahun lalu untuk mengambil alih anggaran Flint dan operasionalnya. Kejahatan tetap menjadi masalah berat dengan tingkat kejahatan dengan kekerasan terburuk ketiga di AS 2. Detroit, Michigan Detroit telah menutup sekolah dalam upaya untuk menghindari pengajuan kebangkrutan tahun ini. Harga rumah turun 54 persen selama tiga tahun terakhir, terburuk di AS. Harga rata-rata rumah adalah US$ 38.000 tahun lalu di metro Detroit Livonia-Dearborn. 1. Miami, Lorida Krisis perumahan telah menghancurkan Miami dengan 47 persen pemiliknya terjerat hipotek. Penyitaan adalah hal biasa di sini. Sebanyak 364.000 properti di daerah Miami memasuki proses penyitaan sejak 2008, menurut RealtyTrac. TRIP B | FORBES Rekomendasi BeritaIndonesia Sumbang 1,09 Persen Kasus Covid-19 Dunia7 Februari 2021Indonesia saat ini menempati urutan ke-19 kasus sebaran Covid-19 dari 192 negara. Orient Riwu Kore Mengaku Ikut Pilkada Sabu Raijua karena Amanat Orang Tua6 Februari 2021Bupati Sabu Raijua terpilih, Orient Riwu Kore, mengungkapkan alasannya mengikuti pemilihan kepala daerah 2020 Tidak Lagi Jadi Presiden, Pemakzulan Donald Trump Tak Cukup Kuat4 Februari 2021Tim pengacara Donald Trump berkeras Senat tak cukup kuat punya otoritas untuk memakzulkan Trump karena dia sudah meninggalkan jabatan itu. Keluarga Korban Sriwijaya Air SJ 182 Diminta Tak Teken Release And Discharge3 Februari 2021Pengacara keluarga korban Lion Air JT 610 meminta ahli waris korban Sriwijaya Air SJ 182 tidak meneken dokumen release and discharge atau R&D. Krisis Semikonduktor, Senator Amerika Desak Gedung Putih Turun Tangan3 Februari 2021
Pada 2019 grup otomotif menyumbang sekitar sepersepuluh dari pasar semikonduktor senilai 429 miliar dolar Amerika Serikat. Amerika Serikat Longgarkan Aturan soal Imigran Suriah30 Januari 2021Imigran dari Suriah mendapat kelonggaran aturan sehingga mereka bisa tinggal di Amerika Serikat dengan aman sampai September 2022. Tutorial Membuat Bom Ditemukan di Rumah Pelaku Kerusuhan US Capitol30 Januari 2021Tutorial pembuatan bom ditemukan di rumah anggota kelompok ekstremis Proud Boys, Dominic Pezzola, yang didakwa terlibat dalam kerusuhan US Capitol Amerika Serikat Kecam Pembebasan Pembunuh Jurnalis Oleh Pakistan29 Januari 2021Pemerintah Amerika Serikat mengecam pembebasan pembunuh jurnalis Wall Street, Journal Daniel Pearl, oleh Mahkamah Agung Pakistan. Amerika Serikat Izinkan Pensiunan Dokter Lakukan Vaksinasi Covid-1929 Januari 2021Pemerintah Amerika Serikat kini mengizinkan dokter dan perawat yang sudah pensiun untuk memberikan suntikan vaksin Covid-19 Jenderal Israel Minta Joe Biden Tidak Bawa AS Kembali Ke Perjanjian Nuklir Iran27 Januari 2021Kepala Staf Pasukan Pertahanan Israel (IDF) Letnan Jenderal Aviv Kochavi mengatakan hal yang salah jika AS kembali ke perjanjian nuklir Iran
One of the biggest indicators of how much a policyholder needs to pay for insurance – in particular home and auto coverage – is their ZIP code as insurance companies often use a person’s address to determine the types of risks they are exposed to. Certain parts of the US, for instance, are prone to extreme weather and natural calamities. These factors can cause premium prices to shoot up. But what can make insurance rates more costly is the level of crime surrounding a location. According to the New York-based Kneller Insurance Agency, insurers typically use a person’s address to gather crime reports from local law enforcement to be able to assess the risks. “Areas that experience a high volume of break-ins and vandalism also raise claims and rates,” the firm wrote in a blog on its website. “Since insurers operate in risk, they see high crime rates as more of a chance that you will file a claim for vandalism or theft. As a result, the premium increases to account for this higher level of risk.” Insurtech CoverHound, meanwhile, explained that policyholders do not need to experience a crime for their premiums to rise. “Even if you are not a victim of crime yourself, your rates may increase,” the firm noted. “That’s because insurance companies offer rates based on collective risk, and if you live in a bad neighborhood, then your neighbors could file more claims, which will impact your rates.” Read more: "Unprecedented" rise in auto thefts – insurance crime bureau issues warning Violent crimes on the riseA recent analysis of crime trends by the Council on Criminal Justice (CCJ) revealed that reports of violent crimes have been rising in the country’s major cities. Data gathered by the group has shown a rising number of homicides in the past few years, with 2021 figures ticking up 5% from 2020 but jumping 44% from 2019. According to the study, the increase was primarily due to “pandemic pressures and change in policing tactics.” Murder rates, meanwhile, have declined significantly since the 1990s, with CCJ’s research recording just almost half the volume of incidents compared to 29 years ago. In 2021, the rate was 15 deaths per 100,000 residents, down from 28 per 100,000 in 1993. Richard Rosenfeld, criminologist at the University of Missouri-St. Louis and author of the study, noted that the reasons for increases, particularly in the number of homicides, vary from year to year. In 2020, for example, incidents rose following the killing of George Floyd, which sparked calls for racial justice and police reform, and caused unrest in cities across the country. “The social unrest after the George Floyd killing in Minneapolis very likely played a role in [increased homicides], but differences across cities in 2021 suggests that local factors are now becoming more important,” Rosenfeld told CBS News in an interview. Read more: Sharp jump in violence could make this product the industry’s “next cyber” Top 10 safest cities in the US in 2022To identify the safest cities across America, fintech firm SmartAsset analyzed data from 200 of the country’s largest cities using five metrics – violent and property crime rates, vehicular and drug poisoning mortality rates, and the percentage of the population engaging in excessive drinking. To work out the average annual home premiums in each area, meanwhile, Insurance Business used Insurance.com’s home insurance calculator. The figures below are for a $200,000 dwelling with a $1,000 deductible and $100,000 liability coverage. For auto insurance rates, we referred to The Zebra’s car insurance calculator. Coverage is for a 40-year-old homeowner with a fully paid 2020 model vehicle who currently has an existing plan. Here are the cities that made it to the top 10 of SmartAsset’s list. 1. Frisco, TexasViolent crime rate: 86 per 100,000 residents Property crime rate: 972 per 100,000 residents Vehicular mortality rate: 6.3 per 100,000 residents Drug poisoning mortality rate: 7.3 per 100,000 residents % of population engaging in excessive drinking: 18.66% Safety index: 100 Average annual home insurance rate: $2,980 Average annual auto insurance rate: $1,464 to $1,788 2. McKinney, TexasViolent crime rate: 134 per 100,000 residents Property crime rate: 936 per 100,000 residents Vehicular mortality rate: 6.3 per 100,000 residents Drug poisoning mortality rate: 7.3 per 100,000 residents % of population engaging in excessive drinking: 18.66% Safety index: 98.63 Average annual home insurance rate: $3,080 Average annual auto insurance rate: $1,500 to $1,836 3. Santa Clarita, CaliforniaViolent crime rate: 131 per 100,000 residents Property crime rate: 907 per 100,000 residents Vehicular mortality rate: 8 per 100,000 residents Drug poisoning mortality rate: 10.5 per 100,000 residents % of population engaging in excessive drinking: 17.81% Safety index: 98.13 Average annual home insurance rate: $886 Average annual auto insurance rate: $1,416 to $1,740 4. Sunnyvale, CaliforniaViolent crime rate: 149 per 100,000 residents Property crime rate: 2,062 per 100,000 residents Vehicular mortality rate: 6.5 per 100,000 residents Drug poisoning mortality rate: 9.4 per 100,000 residents % of population engaging in excessive drinking: 16.92% Safety index: 97.63 Average annual home insurance rate: $634 Average annual auto insurance rate: $1,368 to $1,668 5. Glendale, CaliforniaViolent crime rate: 103 per 100,000 residents Property crime rate: 1,597 per 100,000 residents Vehicular mortality rate: 8 per 100,000 residents Drug poisoning mortality rate: 10.5 per 100,000 residents % of population engaging in excessive drinking: 17.81% Safety index: 95.26 Average annual home insurance rate: $809 Average annual auto insurance rate: $1,860 to $2,268 Read more: Where is your client’s car most likely to be stolen? 6. McAllen, TexasViolent crime rate: 85 per 100,000 residents Property crime rate: 1,931 per 100,000 residents Vehicular mortality rate: 10.2 per 100,000 residents Drug poisoning mortality rate: 3.8 per 100,000 residents % of population engaging in excessive drinking: 14.65% Safety index: 94.13 Average annual home insurance rate: $3,146 Average annual auto insurance rate: $1,200 to $1,476 =7. Cary, North CarolinaViolent crime rate: 66 per 100,000 residents Property crime rate: 946 per 100,000 residents Vehicular mortality rate: 7.3 per 100,000 residents Drug poisoning mortality rate: 12.4 per 100,000 residents % of population engaging in excessive drinking: 18.31% Safety index: 93.88 Average annual home insurance rate: $1,106 Average annual auto insurance rate: $1,356 to $1,656 =7. Santa Clara, CaliforniaViolent crime rate: 156 per 100,000 residents Property crime rate: 2,501 per 100,000 residents Vehicular mortality rate: 6.5 per 100,000 residents Drug poisoning mortality rate: 9.4 per 100,000 residents % of population engaging in excessive drinking: 16.92% Safety index: 93.88 Average annual home insurance rate: $628 Average annual auto insurance rate: $1,320 to $1,608 9. Plano, TexasViolent crime rate: 155 per 100,000 residents Property crime rate: 1,645 per 100,000 residents Vehicular mortality rate: 6.3 per 100,000 residents Drug poisoning mortality rate: 7.3 per 100,000 residents % of population engaging in excessive drinking: 18.66% Safety index: 93.63 Average annual home insurance rate: $3,043 Average annual auto insurance rate: $1,464 to $1,788 10. Torrance, CaliforniaViolent crime rate: 191 per 100,000 residents Property crime rate: 2,046 per 100,000 residents Vehicular mortality rate: 8.0 per 100,000 residents Drug poisoning mortality rate: 10.5 per 100,000 residents % of population engaging in excessive drinking: 17.81% Safety index: 88.26 Average annual home insurance rate: $722 Average annual auto insurance rate: $1,344 to $1,644 Top 10 most dangerous cities in the US in 2022A separate study by analytics firm NeighborhoodScout, meanwhile, revealed the most dangerous cities in America based on raw crime data it compiled from all 18,000 law enforcement agencies across the country. The company ranked each city according to violent crime rates and the likelihood of a person becoming a victim. These are the ones that came out on top. 1. Monroe, LouisianaViolent crime rate: 29.4 per 1,000 residents Chance of being a victim: 1 in 34 Average annual home insurance rate: $2,166 Average annual auto insurance rate: $2,280 to $2,784 2. Memphis, TennesseeViolent crime rate: 24.2 per 1,000 residents Chance of being a victim: 1 in 41 Average annual home insurance rate: $2,615 Average annual auto insurance rate: $4,296 to $5,256 3. Saginaw, MichiganViolent crime rate: 23.8 per 1,000 residents Chance of being a victim: 1 in 42 Average annual home insurance rate: $1,964 Average annual auto insurance rate: $2,196 to $2,688 4. Detroit, MichiganViolent crime rate: 22.6 per 1,000 residents Chance of being a victim: 1 in 44 Average annual home insurance rate: $2,720 Average annual auto insurance rate: $3,312 to $4,044 5. St. Louis, MissouriViolent crime rate: 20 per 1,000 residents Chance of being a victim: 1 in 50 Average annual home insurance rate: $2,641 Average annual auto insurance rate: $2,064 to $2,532 Read more: Fatal shootings boost demand for active assailant insurance 6. Alexandria, LouisianaViolent crime rate: 18.8 per 1,000 residents Chance of being a victim: 1 in 53 Average annual home insurance rate: $2,185 Average annual auto insurance rate: $2,796 to $3,420 =7. Pine Bluff, ArkansasViolent crime rate: 18.1 per 1,000 residents Chance of being a victim: 1 in 55 Average annual home insurance rate: $3,030 Average annual auto insurance rate: $1,788 to $2,184 =7. Little Rock, ArkansasViolent crime rate: 18.1 per 1,000 residents Chance of being a victim: 1 in 55 Average annual home insurance rate: $3,032 Average annual auto insurance rate: $1,428 to $1,740 9. Albany, GeorgiaViolent crime rate: 17.7 per 1,000 residents Chance of being a victim: 1 in 56 Average annual home insurance rate: $2,086 Average annual auto insurance rate: $1,404 to $1,704 10. South Bend, IndianaViolent crime rate: 17.1 per 1,000 residents Chance of being a victim: 1 in 59 Average annual home insurance rate: $1,854 Average annual auto insurance rate: $1,386 to $1,668 Fetching comments... |