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The Big Four (or Big 4) is the colloquial name given to the four main banks in several countries where the banking industry is dominated by just four institutions and where the phrase has thus gained relevance.[1] Some countries include more or less institutions in such rankings, leading to other names such as Big Three, Big Five, or Big Six.

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International use[edit]

Internationally, the term "Big Four Banks" has traditionally referred to the following central banks:[2][3]

Australia[edit]

In Australia, the "big four banks" refers to the four largest banks who have traditionally dominated Australia's banking industry in terms of market share, revenue and total assets.[4][5] The "big four banks" of Australia are:[6]

  • Australia and New Zealand Banking Group
  • Commonwealth Bank (owned by the Australian Government until 1996)[7]
  • National Australia Bank
  • Westpac

A longstanding policy of the Federal Government in Australia has been to maintain this status quo, called the four pillars policy. The policy has been maintained through the Global Recession of 2008–09, as Westpac acquired St George Bank and the Commonwealth Bank acquired Bankwest, reinforcing the special status of the "big four".

Austria[edit]

The "Big Four" banks of Austria are:[8]

  • Erste Bank / Sparkasse* (credit unions)
  • UniCredit Bank Austria (formerly Bank Austria Creditanstalt)
  • Raiffeisen Bankengruppe*
  • Österreichische Postsparkasse

*separate legal entities operating under a common brand

Belgium[edit]

The big four banks of Belgium[9] are a result of national and international mergers in the early 90s.

  • KBC Bank, including its CBC Banque subsidiary in the French Community of Belgium and KBC Brussels brand in the Brussels-Capital Region
  • Belfius, government owned bank
  • BNP Paribas Fortis, subsidiary of BNP Paribas
  • ING Bank, subsidiary of the ING Group

Brazil[edit]

In Brazil, the "big four", according to Exame Magazine[10] in 2017:

NameDescriptionYearNet Assets
Itaú Unibanco Largest Private bank 2017 US$452.6 billion
Banco do Brasil Largest State Owned Bank 2017 US$430.2 billion
Caixa Econômica Federal State Owned Bank 2017 US$406.0 billion
Banco Bradesco Private Bank 2017 US$391.6 billion

Cambodia[edit]

According to the National Bank of Cambodia, the top three largest bank in Cambodia dominates 39.1% (The largest bank in term of total asset is Canadia Bank at 14.2%, followed by ACLEDA Bank at 12.7%, in third place Advanced Bank of Asia (ABA) at 12.2%) of the overall banking assets as of 2020. These banks are:[11]

  • Canadia Bank
  • ACLEDA Bank
  • Advanced Bank of Asia

Canada[edit]

There are five banks dominating the Canadian banking sector, hence the "Big Five"[12][13] is used instead of "Big Four".

  • Royal Bank of Canada (RBC)
  • Toronto-Dominion Bank (TD)
  • Bank of Nova Scotia (Scotiabank)
  • Bank of Montreal (BMO)
  • Canadian Imperial Bank of Commerce (CIBC)

China[edit]

During the 1920s, the term "big four" applied to the Four Northern Banks of the Republic of China (i.e., the four most capitalized commercial banks in Northern China).[14] These were the Yien Yieh Commercial Bank, the Kincheng Banking Corporation, the Continental Bank and The China & South Sea Bank. They were contrasted with the Three Southern Banks of Southern China.

By 1949, the "big four" banks were the Bank of China, the Bank of Communications, the Central Bank of China and the Farmers Bank of China. All four were state-owned. Together with Central Trust of China, Postal Savings and Remittance Bureau of China, and Central Cooperative Treasury of China, these banks were called the "four banks, two bureaus, one treasury" or "四行两局一库".[15]

In the People's Republic of China, the Big Five Banks ("五大银行") are:[16]

  1. Industrial and Commercial Bank of China
  2. Bank of China
  3. China Construction Bank
  4. Agricultural Bank of China
  5. Bank of Communications

All five are state-controlled banks with commercial banking operations. Since Bank of Communications was refounded in 1986, it was sometimes excluded, leaving the rest as "Big Four".[16]

Colombia[edit]

In Colombia, the ten biggest banking service networks are:[17][18]

NameDescriptionYearNet Assets
Banco de Bogotá Largest Private Bank 2017 COP 3.6 trillion
Bancolombia Private Bank 2017 COP 2.6 trillion
Banco Davivienda Private Bank 2017 COP 1.204 trillion
Banco de Occidente Credencial Private Bank 2017 COP 932.827 billion
BBVA Colombia Private Bank 2017 COP 346.333 billion
Banco Agrario de Colombia [es] State owned Bank 2017 COP 339.410 billion
Banco Colpatria Private Bank 2017 COP 253.572 billion
Banco Caja Social [es] Private Bank 2017 COP 238.116 billion
Citibank Colombia Private Bank 2017 COP 172.051 billion
Banco Popular [es] Private Bank 2017 COP 156.033 billion

Czech Republic[edit]

In Czech Republic, according to R. Pazderník,[19] the "big four" are:

  • Česká spořitelna, subsidiary of Erste Group
  • Československá obchodní banka, subsidiary of KBC Bank
  • Komerční banka, subsidiary of Société Générale (formerly Státní banka československá, or State Bank of Czechoslovakia)
  • Investiční a poštovní banka.

Estonia[edit]

  • LHV
  • Luminor
  • SEB
  • Swedbank Estonia

Finland[edit]

  • Danske Bank
  • Nordea
  • OP
  • Säästöpankkiryhmä

France[edit]

In France, according to The Banker,[20] the five major banking groups are:

  • BNP Paribas
  • Crédit Agricole
  • Crédit Mutuel
  • Groupe BPCE
  • Société Générale

Germany[edit]

  • Deutsche Bank
  • DZ Bank
  • KfW
  • Commerzbank

Hong Kong[edit]

In Hong Kong, some media refer to the following as "big four":[21]

  • The Hongkong and Shanghai Banking Corporation (HSBC Hong Kong)
  • Hang Seng Bank (Principal member of the HSBC Group)
  • Bank of China (Hong Kong)
  • Standard Chartered Bank (Hong Kong)

HSBC, Standard Chartered Bank (Hong Kong) and Bank of China (Hong Kong) are the three note-issuing banks; Hang Seng and HSBC Hong Kong are both under the common ownership of London-based HSBC Holdings plc. According to Global Retail Banking Cross-sell conducted by RFi group in 2015, HSBC, Bank of China (Hong Kong) and Hang Seng Bank were the top 3 most popular banks in Hong Kong.[22]

India[edit]

In India five largest banks, based on total assets, are:[23]

  • State Bank of India
  • Punjab National Bank
  • Canara bank
  • Union Bank of India
  • Bank of Baroda

Indonesia[edit]

In Indonesia, the term "big four" is not explicitly used. As of 2018, the four largest banks by total assets are:[24]

  • Bank Rakyat Indonesia (BRI)
  • Bank Mandiri
  • Bank Central Asia (BCA)
  • Bank Negara Indonesia (BNI)

BRI, Bank Mandiri and BNI are all controlled by the central government as state-owned enterprises.

Ireland[edit]

In Ireland, the term "big four" applies to the four largest banks by market capitalisation.[25][26] These all operate in both the Republic of Ireland and Northern Ireland, and have a wider international presence; these banks also issue banknotes in Northern Ireland.[27]

  • Bank of Ireland
  • Allied Irish Banks[28]
  • Permanent TSB
  • Ulster Bank (a wholly-owned subsidiary of NatWest Bank)

Israel[edit]

  • Bank Hapoalim
  • Bank Leumi
  • Discount Bank
  • Bank Mizrahi-Tefahot

Japan[edit]

In Japan, the term "big three"[29][30] is used instead of "big four". The "big three" are:

  • Mitsubishi UFJ Financial Group
  • SMBC Group
  • Mizuho Financial Group

Japan had a "big four" between 2002 and 2005, when the Bank of Tokyo-Mitsubishi and UFJ Japan were still separate entities.[31] The two merged to form Mitsubishi UFJ, now the largest of the three, in 2005.

These banks are all listed in the Tokyo Stock Exchange (where they are constituents of the Nikkei 225 and TOPIX Core30 indices) and the New York Stock Exchange in the form of American depositary receipts; MUFG and SMBC Group are both additionally listed in the Nagoya Stock Exchange and serve as the financial arms of their respective namesake keiretsu (Mitsubishi for MUFG, Sumitomo and Mitsui for SMBC).

Lebanon[edit]

In Lebanon, where the banks have retained their banking secrecy laws since 1956, which is prevalent in the whole MENA region, and while adopting international measures to fight money laundering, the "big four" banks consist of:[32]

  • Bank Audi (founded in 1830 and ranked on the Forbes Magazine Global 2000 list of largest public companies in the world in 2016)
  • Byblos Bank (founded in 1950 as "Société Commerciale et Agricole Byblos Bassil Frères & Co.")
  • BLOM Bank: Banque du Liban et d'Outre-Mer S.A.L (founded in 1951)
  • Fransabank (founded in 1921 as Société Centrale de Banque)

Furthermore, as of September 2016, there are more than 51 banks in Lebanon, one of the smallest countries in the Middle East, the fact that has always made investors from the Arab countries, especially the GCC petrodollar in addition to the European and world investors, to place their funds in the Lebanese banks.

Luxembourg[edit]

The "big four" full-service banks in Luxembourg are:[33]

  • Banque et Caisse d'Épargne de l'État (Spuerkeess), state owned bank
  • Banque Internationale à Luxembourg,
  • BGL BNP Paribas
  • ING Luxembourg

There are bigger banks in Luxembourg, but these only deliver a limited number of services such as investment banking, private banking or corporate banking only. Luxembourg is a financial center.

Malaysia[edit]

According to Central Bank of Malaysia, the top four banks by assets size are:[34]

  • Maybank
  • CIMB
  • Public Bank
  • RHB Bank

Mexico[edit]

The "big four" in Mexico are:[35][36]

  • BBVA Bancomer
  • Citibanamex
  • Banco Santander
  • Banorte

Myanmar[edit]

According to Asia Times, the four largest bank in Myanmar are:[37]

  • Kanbawza Bank
  • Ayeyarwady Bank
  • CB Bank
  • Yoma Bank

Netherlands[edit]

The "big four" banks in the Netherlands by market concentration are:[38]

  • ING Group
  • Rabobank
  • ABN AMRO
  • de Volksbank, state owned banking arm of SNS Reaal

The market leader for the Netherlands, ING Group, is one of the largest multinational banking and financial service corporations in the world, with products and services reaching over 41 countries worldwide.[39]

New Zealand[edit]

New Zealand is Australia's closest neighbour, with very close cultural and economic ties. The big four Australian banks (often referred to collectively as the 'big banks'[40][41][42] or the 'big Aussie banks') also dominate the banking sector in New Zealand, through subsidiaries:

  • ANZ Bank New Zealand (ANZ), a subsidiary of Australia and New Zealand Banking Group
  • ASB Bank (ASB), formerly Auckland Savings Bank, a subsidiary of Commonwealth Bank of Australia
  • Bank of New Zealand (BNZ), a subsidiary of the National Australia Bank
  • Westpac New Zealand (WBC), formerly WestpacTrust after a merger with Trust Bank, a subsidiary of Westpac Banking Corporation

Together they hold over 90% of gross loans and advances in New Zealand[43] as well as close to 90% of all mortgages.[44]

These four NZ subsidiaries are massively profitable and in some cases even outperform the Australian parent companies.[45] The extent to which they dominate the banking sector can be seen in profits: In the 2012/2013 financial year, the largest of the Big Banks, ANZ New Zealand, made a profit of NZ$1.37 billion. The smallest, BNZ, made a profit of NZ$695 million.[40] State-owned Kiwibank, community trust-owned TSB Bank, SBS Bank (formerly Southland Building Society) and Heartland Bank, the next four largest banks by profit, made NZ$97 million,[46] NZ$73.5 million,[47] NZ$14 million[48] and NZ$7 million (albeit with an underlying result of about NZ$30 million) respectively.[49] In other words, the profit of New Zealand's next four largest banks (after the Big Four) is equal to less than 30% of the smallest of the Big Four, BNZ.

Nigeria[edit]

The term "Big Five" is used instead of four, with five banks dominating the Nigerian banking world. In 2011, these top five banks had a combined balance sheet, including contingents, of 12.9 trillion naira ($821 billion), 33 percent higher than the prior year.[50]

  • Zenith Bank
  • First Bank of Nigeria
  • Guaranty Trust Bank
  • Access Bank
  • United Bank for Africa (UBA)

North Macedonia[edit]

According to PricewaterhouseCoopers, three largest banks in North Macedonia dominates 60% of the banking market share.[51]

  • Komercijalna banka Skopje
  • Stopanska Banka
  • NLB Tutunska

Pakistan[edit]

The "top five" banks of Pakistan are:[52]

  • HBL
  • Meezan Bank Limited
  • MCB Bank Limited
  • National Bank of Pakistan
  • United Bank
  • Allied Bank

Panama[edit]

  • Banco General
  • Banistmo
  • Banco Nacional
  • BAC Credomatic

Peru[edit]

In Peru the "big four" are:[53]

  • Banco de Crédito del Perú
  • BBVA Perú
  • Scotiabank (subsidiary of the Canadian bank)
  • Interbank

Philippines[edit]

The term "Big Four" is not explicitly used in the Philippines. The following are the four largest banks in the country in terms of total assets as of March 2020:[54]

  • Banco de Oro
  • Metrobank
  • Land Bank of the Philippines
  • Bank of the Philippine Islands

Romania[edit]

The Romanian banking system has almost 40 banks, most of them detained by local financial vehicles, and some of them subsidiaries of foreign banks. The big four are as follows.

  • Banca Comercială Română, now part of the Erste Group
  • Banca Transilvania, the biggest bank detained by private investors with domestic capital
  • BRD – Groupe Société Générale, formerly known as Romanian Bank for Development
  • CEC Bank, the state-owned bank, formerly known as Casa de Economii și Consemnațiuni

Other major banks are Raiffeisen Bank, Unicredit Bank and a subsidiary of the ING Bank of Holland.

Russia[edit]

Four largest banks by operations and assets in Russia by December 2020:[55][56]

  • Sberbank
  • VTB Bank
  • Gazprombank
  • Alfa-Bank

Singapore[edit]

In Singapore, the "Big Three" are:[57]

  • DBS Bank
    • POSB Bank
  • OCBC Bank
    • Bank of Singapore
  • United Overseas Bank

South Africa[edit]

In South Africa, the "big four" are:[58]

  • Absa Group Limited, majority owned by Barclays between 2005 and early 2018.
  • FirstRand Bank, operators of First National Bank.
  • Nedbank, minority-owned by Old Mutual.
  • Standard Bank, spin off from Standard Chartered Bank in 1987.

South Korea[edit]

In South Korea, the "Big Four" are:[59]

  • Woori Bank
  • KB Kookmin Bank
  • Shinhan Bank
  • KEB Hana Bank

Spain[edit]

As of September 2021, the "big four" in Spain are:[60]

  • Banco Santander
  • BBVA
  • Caixabank
  • Banco Sabadell

There were formerly a "big six" (los seis grandes) composed of three banks that are now part of BBVA (Banco de Bilbao, Banco de Vizcaya, and state-owned Banco Argentaria) and three now combined as Santander (Banco Central, Banco Hispanoamericano, and Banco de Santander).

Sri Lanka[edit]

In Sri Lanka, the leading banks are, as of 2020[61]

State owned banks,

  • Bank of Ceylon
  • National Savings Bank
  • People's Bank

Privately owned banks,

  • Commercial Bank of Ceylon PLC
  • Sampath Bank PLC
  • Hatton National Bank PLC
  • National Development Bank PLC

Foreign owned leading banks,

  • HSBC Sri Lanka
  • Standard Chartered Bank Sri Lanka
  • State Bank of India, Sri Lanka

Sweden[edit]

In Sweden the "big four" are:[62][63]

  • Svenska Handelsbanken
  • Skandinaviska Enskilda Banken
  • Swedbank
  • Nordea

Switzerland[edit]

In Switzerland, the "big three" hold 45% of all customer deposits. They are:[64]

  • UBS
  • Credit Suisse
  • Raiffeisen (Switzerland)

Taiwan[edit]

In Taiwan, the five "systemic banks" are:[65][66]

  • CTBC Bank
  • Cathay United Bank
  • Taipei Fubon Bank
  • Mega International Commercial Bank
  • Taiwan Cooperative Bank

Thailand[edit]

In 2014, the "big four"[67] together held over 66% of gross loans and controlled more than 67% of total assets in the banking system.[68]

  • Bangkok Bank
  • Siam Commercial Bank
  • Krung Thai Bank
  • Kasikornbank

Prior to the Siamese Revolution, the banking system was controlled by foreign powers, particularly the "big four" European banks.[69]: 160–169

  • The Hongkong and Shanghai Bank in 1888 (Now HSBC)
  • The Chartered Bank of India, Australia and China in 1894 (Now Standard Chartered Bank Thailand)
  • Banque de l'Indochine in 1897 (Now Banque Calyon, a subsidiary of Crédit Agricole)
  • Mercantile Bank of India in 1923 (Now Citibank Thailand, a subsidiary of Citigroup)

Turkey[edit]

In 2021, the top three largest state-owned bank together held over 37.1% of market share, while the top four largest foreign-owned banks in Turkey dominates 22.9% of the overall market share.[70]

State-owned bank[edit]

  • Ziraat Bank
  • Halkbank
  • VakıfBank

Foreign-owned bank[edit]

  • Garanti BBVA
  • Akbank
  • Yapı Kredi
  • Türkiye İş Bankası

United Arab Emirates[edit]

Based on total assets of listed banks at the end of 2017,[71][72] big five banks in United Arab Emirates are:

  • First Abu Dhabi Bank
  • Emirates NBD
  • Abu Dhabi Commercial Bank
  • Dubai Islamic Bank
  • Mashreq

United Kingdom[edit]

England and Wales[edit]

In relation to England and Wales, the phrase "big four banks" is currently used to refer to the four largest banking groups:

  • HSBC;
  • Barclays;
  • Lloyds Banking Group; and
  • NatWest Group.[73][74]

Scotland[edit]

In relation to Scotland, the phrase “big four” is currently used to refer to the four largest banking groups:

  • Royal Bank of Scotland (NatWest Group);
  • Bank of Scotland (Lloyds Banking Group);
  • Clydesdale Bank (Virgin Money UK); and
  • TSB Bank (Banco Sabadell).[75]

Northern Ireland[edit]

In relation to Northern Ireland, the phrase “big four” is currently used to refer to the four largest banking groups:

  • Bank of Ireland;
  • Ulster Bank (NatWest Group);
  • Northern Bank trading as Danske Bank; and
  • Allied Irish Banks.

Historical use[edit]

Until 1970, the phrase "big five" (as opposed to “little six”)[76] was used to refer to the five largest UK clearing banks (institutions which clear bankers' cheques), which in England and Wales were:

  • Barclays Bank;
  • Midland Bank (now HSBC Bank and part of HSBC);
  • Lloyds Bank (now part of Lloyds Banking Group);
  • National Provincial Bank; and
  • Westminster Bank.

After the merger of Westminster Bank, National Provincial Bank and District Bank to form National Westminster Bank (now part of NatWest Group) in 1970,[77] the term "big four" came into use instead.

United States[edit]

In the United States, the "big four" banks hold 45% of all U.S. customer deposits (as of 2018), and consist of:[78][79]

  • JPMorgan Chase (headquartered in New York, New York, bank chartered in Columbus, Ohio)
  • Bank of America (headquartered and bank chartered in Charlotte, North Carolina)
  • Citigroup (headquartered in New York, New York, bank chartered in Sioux Falls, South Dakota)
  • Wells Fargo (headquartered in San Francisco, California, bank chartered in Wilmington, Delaware and registered in Sioux Falls, South Dakota)

Regardless of the jurisdiction of charter, the legal entity of these banks are all subsidiaries of Delaware-chartered bank holding companies.

From a retail banking perspective, U.S. Bancorp (headquartered in Minneapolis, Minnesota, bank chartered in Cincinnati, Ohio) and PNC Financial Services (headquartered in Pittsburgh, Pennsylvania, bank chartered in Wilmington, Delaware) both have significantly more branches than Citibank, the retail banking arm of Citigroup.[80] However, Citibank still has significantly more assets than U.S. Bancorp and PNC.[81]

Vietnam[edit]

In Vietnam, the four major banking groups are:[82]

  • Vietcombank
  • Agribank
  • BIDV
  • Vietinbank

See also[edit]

  • Big Five banks of Canada

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  65. ^ "大到不能倒! 金管會公布5大系統性銀行名單", China Times, 27 June 2019.
  66. ^ Shih-ching, K., "Five banks given ‘important’ status", Taipei Times, 1 July 2019.
  67. ^ Editorial, Reuters (22 May 2015). "Fitch Affirms Thailand's 4 Largest Banks". Reuters.
  68. ^ "Foreign banks consider branching into Thai banking". www.globalcapital.com. 26 September 2014.
  69. ^ Brown, R. A., Capital and Entrepreneurship in South-East Asia: Studies in the Economics of East and South-East Asia (Houndmills, Basingstoke, Hampshire: Macmillan, 1994), pp. 160–169.
  70. ^ Abbas Taqi, Mohammad; Smith, Matt (8 March 2021). "Turkey's non-state banks have the edge in 2021 amid lira volatility, high rates". S&P Global. Retrieved 11 October 2021.
  71. ^ "Revealed: Top 10 banks in the UAE". Gulf Business. 10 June 2018. Retrieved 22 January 2019.
  72. ^ Banker, The. "Top 1000 World Banks 2018 - Middle East". www.thebanker.com. Retrieved 22 January 2019.
  73. ^ Kar-Gupta, Sudip. UK banks prepare for inevitable shake-up Archived 15 April 2014 at the Wayback Machine, Reuters, 1 September 2011. Accessed 14 April 2014.
  74. ^ Kar-Gupta, Sudip. UK to prioritise taxpayers as bank shake-up looms Archived 24 September 2015 at the Wayback Machine, Reuters, 10 April 2011. Accessed. 14 April 2014.
  75. ^ The Big Four by D Rogers Archived 27 September 2011 at the Wayback Machine
  76. ^ Morgan, Glenn and Sturdy, Andrew Beyond Organizational Change: Structure, Discourse and Power in UK Financial Services (p.57) Basingstoke: Macmillan Press, 2000
  77. ^ Pohl, Manfred Handbook on the History of European Banks (p.1232) Aldershot: Edward Elgar Publishing, 1994
  78. ^ "Citigroup posts 4th straight loss; Merrill loss widens". USA Today. Associated Press. 16 October 2008. Retrieved 17 December 2009.
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  82. ^ Thuy, Ngoc; Anh, Tram (27 January 2021). "Vietnam banks are confident in business outlook in 2021". Hanoi Times. Retrieved 11 October 2021.

Inilah & nbsp; Bank Terbaik di Pakistan 2023 Rakyat dapat berinvestasi dan membuka akun mereka untuk bisnis untuk tahun 2020. Semuanya adalah bank peringkat teratas untuk tingkat bisnis dan bossiness kecil

  • Bank Terbaik Terbaik di Pakistan 2023 untuk Perbankan dan Pinjaman Net Online
    • 1. Bank Nasional Pakistan
    • 2. MCB Bank
    • 3. United Bank Limited
    • 4. Bank Charter Standar
    • bank terbaik di Pakistan untuk freelancer
    • 5. Bank Meezan
    • 6. Allied Bank Limited
    • Bank Terbaik di Pakistan 2023
    • 7. Bank Alfalah
    • 8. Habib Bank Limited
    • 9. Bank Al Habib
    • 10. Bank Punjab

Bank Terbaik Terbaik di Pakistan 2023 untuk Perbankan dan Pinjaman Net Online

Layanan Perbankan Internet dari bank -bank ini berada di fitur utama dan berbeda dan unik dari yang lain.

5 bank teratas di pakistan 2022
Daftar Top Bank Pakistan di 2023 Bank Terbaik di Pakistan 2023

Industri perbankan Pakistan berubah selama lima tahun terakhir karena tingkat diskonto secara dramatis berkurang menjadi 5,75 persen dan kemudian secara bertahap memuncak pada 13,25 persen. Inilah cara mengajukan permohonan SIM internasional di Pakistan 2023 (berlaku sekarang)How to Apply for International Driving License in Pakistan 2023 ( Apply Now )

Situs lepas terbaik di Pakistan 2021

Secara tradisional bank menghasilkan uang dari tagihan dan pib tetapi suku bunga yang lebih rendah menyebabkan mereka pindah untuk memberikan pinjaman kepada sektor swasta. Ketika suku bunga meningkat lagi, bank bergerak untuk berinvestasi dalam surat -surat pemerintah lagi. Lihatlah terbaru cara mendapatkan paket Netflix di Pakistan 2023 (metode sederhana)How to get Netflix packages in Pakistan 2023 ( Simple Method )

Bank Terbaik di Pakistan 2020 Tingkat kebijakan yang tinggi sejak 2018 telah membuat perusahaan perbankan melakukan investasi dalam obligasi pemerintah untuk menghasilkan keuntungan yang aman dan mudah

Pada saat yang sama, penutupan cabang -cabang menguntungkan di pasar internasional terutama di New York mencapai garis bawah dua bank besar HBL dan UBL.

Yang mengubah situasi industri perbankan, menyediakan ruang bagi bank lain untuk bersaing dengan mereka dalam menghasilkan keuntungan.

Sebelumnya, bank komersial tidak dapat bersaing dengan lima bank besar karena jaringan cabang ukuran aset mereka puluhan tahun operasi. Berikut adalah cara menghitung pajak penghasilan atas gaji di Pakistan dengan contoh 2023 How To Calculate Income Tax On Salary In Pakistan With Example 2023

Bank Terbaik di Pakistan 2023 & NBSP; Kekuatan staf dan citra merek, dll. Tetapi status quo telah rusak karena bank sangat dekat satu sama lain dalam peringkat untuk profitabilitas.

1. Bank Nasional Pakistan

Bank Nasional Pakistan, dimiliki oleh negara, tetap menjadi bank yang paling menguntungkan. Ini melampaui MCB Bank yang mencatat laba tertinggi di industri pada akhir 2018.

5 bank teratas di pakistan 2022
Bank Terbaik di Pakistan

Dan atas mempekerjakan pemerintah secara khusus melalui bank ini. Jumlah besar orang memiliki rekening di Bank Nasional Pakistan

Bank Terbaik di Pakistan 2020 Bank Sektor Publik mencatat keuntungan Rs. 16,33 miliar dalam sembilan bulan pertama 2019 menunjukkan pertumbuhan marjinal 1 persen. Bank juga mencapai nilai aset Rs. 3 triliun pada tahun 2019.

2. MCB Bank

3. United Bank Limited

5 bank teratas di pakistan 2022
Bank Terbaik di Pakistan

Dan atas mempekerjakan pemerintah secara khusus melalui bank ini. Jumlah besar orang memiliki rekening di Bank Nasional Pakistan

Bank Terbaik di Pakistan 2020 Bank Sektor Publik mencatat keuntungan Rs. 16,33 miliar dalam sembilan bulan pertama 2019 menunjukkan pertumbuhan marjinal 1 persen. Bank juga mencapai nilai aset Rs. 3 triliun pada tahun 2019.

  • MCB Pakistan Bank kehilangan mahkotanya dari bank yang paling menguntungkan karena NBP tetapi berdiri sangat dekat dengan NBP karena menghasilkan untung Rs. 16,29 miliar dalam periode yang sama. Ini mencatat pertumbuhan 14 persen yang tampan dalam profitabilitasnya tahun-ke-tahun.
  • Bank akan merebut kembali posisinya dalam periode sisa tahun berjalan.
  • Fitur Layanan dan & NBSP;
  • Informasi saldo. ...
  • STATEMEN MINI. ...
  • Transfer dana. ...MCB Credit Card Bills. …
  • Beli top-up untuk pra-bayar dan tagihan untuk koneksi seluler pasca-bayar. ...
  • Bayar tagihan utilitas. ...

3. United Bank Limited

Pay & nbsp; mcb & nbsp; tagihan kartu kredit. ...

5 bank teratas di pakistan 2022
Mempertahankan penerima. ...

Laporkan kartu debit yang hilang atau dicuri.

United Bank Limited (UBL) telah mempertahankan posisi ketiga di industri perbankan. Ini mencatat pertumbuhan 50 persen tahun-ke-tahun yang mengesankan dalam sembilan bulan pertama 2019 yang berdiri di Rs. 14,22 miliar juga bank terbaik di Pakistan untuk freelancer.

Bank Terbaik di Pakistan

  1. Bank Terbaik di Pakistan untuk kesenjangan laba freelancer UBL dengan MCB Bank dan NBP terkenal tetapi bank dapat membuat kesal dalam beberapa bulan mendatang mengingat tingkat pertumbuhan profitabilitas.
  2. Penting untuk menyebutkan bahwa UBL sebelumnya mencapai laba Rs yang luar biasa. 25 miliar pada 2017.
  3. Fitur & nbsp; & manfaat
  4. Kartu tambahan. ...
  5. Layanan pelanggan 24 jam. ...
  6. Asuransi kecelakaan perjalanan gratis. ...
  7. E-statements. ... Family Security Plan. …
  8. Akses CIP Lounge Gratis. ...

4. Bank Charter Standar

Nol Kewajiban Kerugian. ...

5 bank teratas di pakistan 2022
UBL & NBSP; Rencana Keamanan Keluarga. ...

Rencana Pendidikan Anak.

Bank Terbaik di Pakistan 2020 yang ditinggalkan oleh bank yang berbasis di Inggris dalam hal profitabilitas.

Laba Standard Chartered melonjak ke Rs. 11,4 miliar pada akhir Q3 2019 dibandingkan dengan Rs. 7,77 miliar yang dicatat dalam periode yang sesuai tahun lalu menunjukkan pertumbuhan besar-besaran 47 persen tahun-ke-tahun.

Fitur & nbsp; & manfaat

  • Meminjamkan. Pinjaman rumah. ...
  • Investasi. Simpanan tetap. ...
  • Kartu-kartu. Kartu kredit. ...
  • Perbankan. SMS & NBSP; Perbankan.. SMS Banking.

bank terbaik di Pakistan untuk freelancer

5. Bank Meezan

Meezan Bank mengejutkan industri ini. Ini meningkatkan peringkatnya dari posisi kedelapan untuk menyelesaikan pada tanggal 5.

5 bank teratas di pakistan 2022
Bank Terbaik di Pakistan

Bank Terbaik di Pakistan untuk Freelancers Bank mencatat pertumbuhan laba yang luar biasa sebesar 75 persen dari tahun ke tahun untuk berdiri di Rs. 10,94 miliar bank terbaik di Pakistan 2020.

Fitur & nbsp; & manfaat

  • Bank Accounts. Accounts.
  • Meminjamkan. Pinjaman rumah. ...
  • Investasi. Simpanan tetap. ...
  • Premium Banking.Banking.
  • Kartu-kartu. Kartu kredit. ...
  • Perbankan. SMS & NBSP; Perbankan.Meezan Kafalah Asset Management Electronic Initial Public Offering.

bank terbaik di Pakistan untuk freelancer

5. Bank Meezan

5 bank teratas di pakistan 2022
Bank Terbaik di Pakistan

Bank Terbaik di Pakistan untuk Freelancers Bank mencatat pertumbuhan laba yang luar biasa sebesar 75 persen dari tahun ke tahun untuk berdiri di Rs. 10,94 miliar bank terbaik di Pakistan 2020.

Fitur & nbsp; & manfaat

  • Meminjamkan. Pinjaman rumah. ...
  • Investasi. Simpanan tetap. ...Allied Cash+Shop Visa Debit Card. …
  • Kartu-kartu. Kartu kredit. ...
  • Perbankan. SMS & NBSP; Perbankan. Phone Banking. …
  • bank terbaik di Pakistan untuk freelancerBanking. …
  • 5. Bank MeezanBanking. …
  • Meezan Bank mengejutkan industri ini. Ini meningkatkan peringkatnya dari posisi kedelapan untuk menyelesaikan pada tanggal 5.

Bank Terbaik di Pakistan

Bank Terbaik di Pakistan untuk Freelancers Bank mencatat pertumbuhan laba yang luar biasa sebesar 75 persen dari tahun ke tahun untuk berdiri di Rs. 10,94 miliar bank terbaik di Pakistan 2020.

Deposito istilah.

5 bank teratas di pakistan 2022
Bank Terbaik di Pakistan

Bank Terbaik di Pakistan untuk Freelancers Bank mencatat pertumbuhan laba yang luar biasa sebesar 75 persen dari tahun ke tahun untuk berdiri di Rs. 10,94 miliar bank terbaik di Pakistan 2020.

Features Benefits

  • Deposito istilah.
  • Keuangan Konsumen.
  • Kartu debit.
  • Home Remittance Labbaik Travel Asaan Takaful Cakupan & Nbsp; Meezan & Nbsp; Kafalah Asset Management Penawaran Umum Elektronik.

6. Allied Bank Limited

Allied Bank Limited turun dari posisi ke -4 ke tempat ke -6 dalam hal laba. Bank mencatat keuntungan Rs. 9,405 miliar dalam periode dibandingkan dengan Rs. 9.968 miliar.

5 bank teratas di pakistan 2022
bank terbaik di Pakistan untuk freelancer

5. Bank Meezan

Meezan Bank mengejutkan industri ini. Ini meningkatkan peringkatnya dari posisi kedelapan untuk menyelesaikan pada tanggal 5.

Bank Terbaik di Pakistan

Fitur & nbsp; & manfaat

  • Bank Terbaik di Pakistan untuk Freelancers Bank mencatat pertumbuhan laba yang luar biasa sebesar 75 persen dari tahun ke tahun untuk berdiri di Rs. 10,94 miliar bank terbaik di Pakistan 2020.
  • Deposito istilah.
  • Keuangan Konsumen.
  • Kartu debit.
  • Home Remittance Labbaik Travel Asaan Takaful Cakupan & Nbsp; Meezan & Nbsp; Kafalah Asset Management Penawaran Umum Elektronik.
  • 6. Allied Bank Limited
  • Allied Bank Limited turun dari posisi ke -4 ke tempat ke -6 dalam hal laba. Bank mencatat keuntungan Rs. 9,405 miliar dalam periode dibandingkan dengan Rs. 9.968 miliar.
  • Tahun lalu menunjukkan penurunan laba 6 persen. Bank Terbaik di Pakistan 2023 Bank telah menjadi yang kelima di industri ini yang memobilisasi simpanan lebih dari Rs. 1 triliun.

Penerbitan gratis dari buku cek pertama 10 daun. ...

ATM. Anda mendapatkan 24 jam, akses 365 hari ke uang tunai dari ATM mana pun di seluruh negeri serta di luar negeri dengan & nbsp; Allied & nbsp; kartu debit tunai+toko toko. ...

5 bank teratas di pakistan 2022
bank terbaik di Pakistan untuk freelancer

5. Bank Meezan

Meezan Bank mengejutkan industri ini. Ini meningkatkan peringkatnya dari posisi kedelapan untuk menyelesaikan pada tanggal 5.

  • Bank Terbaik di Pakistan
  • Bank Terbaik di Pakistan untuk Freelancers Bank mencatat pertumbuhan laba yang luar biasa sebesar 75 persen dari tahun ke tahun untuk berdiri di Rs. 10,94 miliar bank terbaik di Pakistan 2020.
  • Deposito istilah.Banking / Mobile Banking.
  • Keuangan Konsumen.
  • Kartu debit.
  • Home Remittance Labbaik Travel Asaan Takaful Cakupan & Nbsp; Meezan & Nbsp; Kafalah Asset Management Penawaran Umum Elektronik.
  • 6. Allied Bank Limited
  • Allied Bank Limited turun dari posisi ke -4 ke tempat ke -6 dalam hal laba. Bank mencatat keuntungan Rs. 9,405 miliar dalam periode dibandingkan dengan Rs. 9.968 miliar.
Tahun lalu menunjukkan penurunan laba 6 persen. Bank Terbaik di Pakistan 2023 Bank telah menjadi yang kelima di industri ini yang memobilisasi simpanan lebih dari Rs. 1 triliun.

Penerbitan gratis dari buku cek pertama 10 daun. ...

ATM. Anda mendapatkan 24 jam, akses 365 hari ke uang tunai dari ATM mana pun di seluruh negeri serta di luar negeri dengan & nbsp; Allied & nbsp; kartu debit tunai+toko toko. ...

5 bank teratas di pakistan 2022
bank terbaik di Pakistan untuk freelancer

Bank Terbaik di Pakistan 2023 Laba bank tumbuh menjadi Rs. 6,18 miliar selama periode tersebut, dibandingkan dengan laba Rs. 5,44 miliar diperoleh tahun lalu.

Fitur & nbsp; & manfaat

  • RMS dan kondisi untuk menyediakan fasilitas e-statement
  • Layanan Perdagangan
  • Treasury & F.I
  • Tagihan utilitas
  • Loker
  • Koleksi cek

Bank yang bersaing

Bank Terbaik di Pakistan untuk freelancer selain 10 bank paling menguntungkan dari bank -bank Pakistan termasuk Habib Metro dengan keuntungan Rs. 5,7 miliar bank Faysal dengan laba Rs. 4,4 miliar.

Askari Bank dengan untung Rs. 4,3 miliar dapat mengganggu peringkat pada kuartal penutupan 2019 dengan pendapatan dan profitabilitas mereka.

Kuartal keempat dan terakhir tahun kalender sangat sulit bagi bank karena manajemen dan staf bekerja keras untuk mencapai target mereka sesuai rencana bisnis mereka.

Peringkat bank -bank ini dapat bervariasi tahun depan berdasarkan kinerja operasional dan keuangan bank sejak Februari dan seterusnya.

Bank No 1 manakah di Pakistan?

Euromoney Awards HBL Penghargaan Bank Terbaik di Pakistan 2022. Bank juga telah memenangkan Asiamoney Award untuk Bank Domestik Terbaik di Pakistan 2022. Kedua penghargaan ini adalah pengakuan paling bergengsi di industri perbankan, secara global.

Bank mana yang merupakan bank terbaik di Pakistan?

HBL Bank terbesar di Pakistan - bank pemenang penghargaan terbaik. The Largest Bank in Pakistan - Best Award Winning Bank.

Apa bank terbaik di Pakistan 2022?

Ini adalah bank terbaik di Pakistan 2022 yang dapat Anda andalkan untuk kebutuhan perbankan Anda ...
Habib Bank Limited- HBL ..
Bank Nasional Pakistan - NBP ..
United Bank Limited - UBL ..
Bank Alfalah ..
Bank Meezan ..
Muslim Commercial Bank Limited - MCB ..

Bank manakah di Pakistan 2022?

Bank Nasional Pakistan (NBP) - Bank terbesar yang dimiliki oleh negara dan didirikan pada tahun 1949. Bank Meezan - Bank Islam paling penting di Pakistan yang didasarkan pada hukum Islam dan didirikan pada tahun 1997. – the biggest bank that is owned by the state and founded in 1949. Meezan Bank – the most important Islamic bank in Pakistan that is based on Islamic law and established in 1997.